We both know Christmas is on the same day every year don’t we? So why do we we worry about how to save for Christmas, every year? It’s so easy to think in December, next year will be different. Next year I’ll start saving for Christmas in January. Next year I’ll be Mrs. Organized and […]
23 Reasons You Are Stuck Being Broke And How To Fix It
Being broke is hard. Very hard. As a teenage single mum I spent time on welfare benefits and hated the feeling of trying to eek out my pennies until my next payment. I always ran out of money long before I should have. I was struggling financially at a time when I didn’t really know […]
How To Manage Money As A Couple: 9 (Successful) Strategies
Love and money go together like strawberries and cream. Or do they? How couples manage money with the one they love can be as varied as there are varieties of fruit. When you hook up with your life partner, grilling them about how much money they have and debt is not something you step lightly […]
15 Money Affirmations That Will Inspire Your Life
Do money affirmations really work? Like in the real world, not just a woo-woo, fluffy world? And will they help you to save money and get out of debt? For a long time, too long, money scared me. I never had enough of it, when I had money it got spent, far too quickly. I […]
26 Easy Recycled Gift Ideas Your Family Will Love
Why am I talking about upcycling and recycled gift ideas? Because gift giving can be hard when you are on a budget or knee deep in debt. Yet I know you still want to give beautiful, thoughtful gifts. You love your family and friends and you want them to know how much you appreciate them […]
Money Lessons You Need To Know But Didn’t Get Taught
Do you ever step back and think, I wish I knew that when I was younger? I bet you do. We all do. Hindsight is a wonderful thing, as the saying goes. Like many people I have learned the hard way the financial basics of managing my money and the money lessons we all need […]
How To Radically (And Successfully) Cut Your Expenses
What would you do if you had to drastically cut your expenses immediately? As in today or tomorrow? What expenses would you cut? How long would it take you to actually see that dollar reduction? I’ve read plenty about cutting expenses to the bone, after all I am a frugalista who loves an extreme frugal […]
How To Spend Less Money (And Save) – 6 Easy Tricks
You are not a stupid person. You know that you are spending too much yet can’t seem to stop. Sound familiar? When you are on the hunt to learn how to spend less money you can be bombarded with tips on cutting cable, meal planning and not eating out. But it’s not as simple as […]
10 Of The Best Financial Goals You Should Have
Can you succeed in life without setting financial goals? I think not. Without financial goals you have no plan for your money. Without a plan for your money you have no direction. Without direction you will spend without thought or focus. Goal setting is crucial in many aspects of your life, whether that’s life goals, […]
11 Simple Things That Rich People Do (And So Can You)
Did you know that rich people really do have a different mindset to poor people? And I’m not talking a spendy mindset either. What rich people do is often quite different to what you expect them to do. And I should know. My extended family is extremely diverse, wealth wise. Among my extended family I […]