What exactly are sinking funds? To me they sound like something you sink your money into, never to be seen again. Which of course they absolutely are not. If they are a bit of mystery to you too then this post is for you. Sinking funds for beginners; taking you from not sure, to knowing […]
How To Stop Shopping: 9 Tips For Success
How to stop shopping? You’d think the answer would be easy wouldn’t you? And on some basic level it is easy but the reality is many of us struggle to reduce our impulse buying and shopping trips. It’s something we have grown so used to, so the idea of not shopping or spending anything for […]
How To Do Christmas Cheap: Without Feeling Like Scrooge
Christmas can be a wonderful time, a time to make memories and see family. But not when you are struggling with money and wondering how to do Christmas cheap. That’s when it becomes a stressful time, when you are constantly worrying about money. I hate it when people feel they must spend a certain amount […]
How To Manage Money As A Couple: 9 (Successful) Strategies
Love and money go together like strawberries and cream. Or do they? How couples manage money with the one they love can be as varied as there are varieties of fruit. When you hook up with your life partner, grilling them about how much money they have and debt is not something you step lightly […]
15 Easy To Make Sugar Scrub & Body Recipes For The Perfect Gift
Sugar scrubs have always been my luxury item. Because they usually come at a seriously luxury price. For too long I either denied myself any sugar scrub treats at all or I made do with cheap, inferior ones. And then I found the frugal way to have as many sugar scrubs as my heart desires […]
99 Super Productive Things To Do (Without Spending Money)
Has your mind drawn a blank? You’re desperate to be doing SOMETHING and you want to write a list of super productive things to do, yet right now you have drawn a complete blank. What do you do with your time when you have vowed to quit spending money you don’t have? Are you supposed […]
How To Save $500 A Month When You Stop Buying These Things
Do you ever stop to think about how many things you buy just because you do? How about thinking about the things to stop buying to save money instead? Saving money has got to be worth not buying a few things surely? I do not doubt that you work hard nor do I doubt that […]
7 Things To Do At The Beginning Of Every Month For Your Money
The start of a new month brings fresh promise. A chance to wipe clean last months spendy ways and get back to where you want to be – doing a few financial things to help you save money. When you are so busy it’s easy to think you’ll work differently next month and be different. […]
The Best Money Habits To Transform Your Wealth And Happiness
I have to confess, many of my money habits and other organizational habits have their foundation in me being lazy. I don’t want to be juggling lots of balls all the time. I don’t want to have to try and remember a million different things to do every week. I want to live my life […]
Money Lessons You Need To Know But Didn’t Get Taught
Do you ever step back and think, I wish I knew that when I was younger? I bet you do. We all do. Hindsight is a wonderful thing, as the saying goes. Like many people I have learned the hard way the financial basics of managing my money and the money lessons we all need […]