Want to save money on groceries without eating rice and beans every day? I don’t know about you but if I am not careful I can spend a fortune on my grocery list. I love going to the grocery store, looking at all the delicious food and thinking about what I can buy. Problem is […]
How to save your marriage from constant arguments with a money allowance
Do you argue about money? Save your marriage with this easy tip Being on a budget is very like being on a diet. You know you shouldn’t have that chocolate bar because it won’t help the diet but the devil on your shoulder tells you that you deserve it. Because you give in to that […]
A debt story and 21 things you can do to become debt free
A debt story repeated. Time to take action and become debt free. I recently re-connected with an old friend from 20 years ago. She was bad with money then and she’s bad with money now. Her life has been difficult from an early age and she has not had good role models in her life […]
May Money Focus – the results and a saga!
At the beginning of May I decided I really needed to get back to basics and start sweating the small stuff again. I needed a money focus month to get myself back on track to scrutinise my spending habits and see where I was going wrong. Its all very well having a goal of early retirement but […]
30 budgeting mistakes I have made – and the solutions you should use
Do you have more month than money? Want to turn your budgeting mistakes into successes? I think we all know that having a solid budget is key to you being in control of your money. If you are not in control of your money you are likely to be in debt, have no savings and […]
May Money Focus – why I am sweating the small stuff
Has your money focus gone a little soft round the edges? Here’s why I am re-focusing on my spending habits I confessed in a recent blog post that I am not a financial wizard, indeed I shared with you 13 financial mistakes that I have made. I usually seem to be better at sweating the small […]
5 steps to get your budget back on track – when you’ve become lazy
How to get your budget back on track when you’ve got so lazy recently! We’ve all been here. We create our budgets carefully or by semi plucking figures out of the air thinking that will be plenty to live on. A couple of months down the line and reality sinks in and sticking to the […]
New year finances – How to get in great shape this tax year
It’s a new tax year and the best time to review your new year finances Every year people make new year resolutions and every year people give up on those resolutions pretty quickly. But this isn’t a new calendar year, it’s a new tax year here in the UK. Taking some time now allows you […]
Do you know how much you spend? How to keep your spending on budget
Serious question – do you know how much you spend every week, month, year? And on what? 12 years ago when we decided that we wanted to retire early and move to the country we certainly didn’t know what we spent. We knew we basically spent everything we earned but not on what. Was it all on […]
I couldn’t buy my child clothes as I didn’t have savings
I was a teenage Mum without savings When I was a teenage single parent my 18 month old daughter had just 3 sets of day clothes as I was so broke. And those clothes only cost £2.99 a set from the market. I had no savings, no credit card, no overdraft. Unable to buy more […]