Are you a worrywart? Do you think about money when you should be sleeping? If you are like I used to be then if you don’t have control over your money and you are living paycheck to paycheck then you are losing sleep. Learning how to stop worrying about money will give you back that […]
Why You Must Use a Cash Envelope System to Manage Your Money
Want to know how to use a cash envelope system without driving yourself crazy? Not sure if it works? Let me say straight away – the cash envelope system works. If you haven’t got the cash you can’t spend it. If someone tells you the cash envelope system didn’t work for them then I’m sorry […]
Cut These 10 Monthly Expenses and Crush Your Budget – Today!
Are You On a Mission to Cut Your Monthly Expenses? When we first took out our mortgage our basic monthly expenses were high as we were also paying for full time childcare. We started slowly building debt as we were living beyond our means. Buying your first house is always more expensive than you think […]
Cut Your Budget With Tips From The Experts
Do you want to learn how to cut your budget? And get out of debt? Having a budget is an essential part of everyone’s basic financial planning. Yet it is often one of the hardest things to set up and keep on track with it. I am probably somewhat of an expert in making budgeting mistakes but […]
13 Killer Ways to Save Money on Groceries – Save Hundreds Every Month
Want to save money on groceries without eating rice and beans every day? I don’t know about you but if I am not careful I can spend a fortune on my grocery list. I love going to the grocery store, looking at all the delicious food and thinking about what I can buy. Problem is […]
How To Save Your Marriage From Constant Arguments With Fun Money
Do you argue about money? Save your marriage with this easy tip Being on a budget is very like being on a diet. You know you shouldn’t have that chocolate bar because it won’t help the diet but the devil on your shoulder tells you that you deserve it. Because you give in to that […]
A Debt Story And 21 Things You Can Do To Become Debt Free
A debt story repeated. Time to take action and become debt free. I recently re-connected with an old friend from 20 years ago. She was bad with money then and she’s bad with money now. Her life has been difficult from an early age and she has not had good role models in her life […]
How To Buy Xmas Gifts – When You’re On a Tight Budget
Do you only buy your Xmas gifts in December? Or wait until the last minute and spend too much? I wrote recently about how to save for Christmas and how to plan for it all year round by having a monthly savings plan for your present buying. Xmas gifts are of course only half the story […]
May Money Focus – the results and a saga!
At the beginning of May I decided I really needed to get back to basics and start sweating the small stuff again. I needed a money focus month to get myself back on track to scrutinise my spending habits and see where I was going wrong. Its all very well having a goal of early retirement but […]
How to Save For Christmas – 7 Easy Tips to Get Started
Do you save for Christmas or prefer not to think about it until November? I know it may seem a long way away but if you don’t save for Christmas before you know it, it will be next week and you’re trying to cram in last minute shopping and your budget is out of control. […]