I have to confess, many of my money habits and other organizational habits have their foundation in me being lazy. I don’t want to be juggling lots of balls all the time. I don’t want to have to try and remember a million different things to do every week. I want to live my life […]
How To Successfully Live On One Income (With 30+ Helpful Tips)
You’re fed up! I get it. You’ve read about a million different blog posts from people talking about how they are successfully living on one income. But it hasn’t worked for you. You are still searching for the right tips to make it work for you. I know how you feel. Trying to live on […]
Vacation Savings Plan, What, When And How To Save
We all love a good vacation don’t we? Those precious moments when you can forget about office politics, family strife and the government of the day. But unless you create a vacation savings plan, those precious moments could mean you going into debt to get them. Your vacation time is something to look forward to […]
How To Pay Off Your Mortgage Early (So You Can Be Free)
Wouldn’t it be lovely to be mortgage free? Your mortgage is often your longest serving and biggest expense. So it makes sense to explore how to pay off your mortgage early as a way to reduce your monthly expenses. These days mortgage terms are at least 30 years long and 35 year mortgages are becoming more […]
How To Cut Monthly Expenses: 35 Ways To Save Money
How to cut monthly expenses? When you need to get serious with your money, it can come as a bit of a shock when you realize that it’s your monthly household expenses that are tipping you over into debt every month. Even if you were a saint and never went out, never bought any clothes, […]
How To Stop Lifestyle Creep And Keep More Of Your Money
Isn’t it great when you get a raise at work? Getting more money, to make life easier, to buy the things you’ve wanted, that’s all good isn’t it? Or is it? Lifestyle creep is at work every time you get a raise and spend it. It’s one thing to increase your spending patterns from that […]
How To Budget Your Money When You Don’t Know How
You and I both know a budget is important. Yet you’ve been putting off learning how to budget money, even though, deep down, you know you need to stop faffing about and JUST DO IT. You’ve been putting if off for like forever, because you know, budgets don’t work and all that. And I understand […]
Why Am I Poor When You Are Not? 5 Ways To Stop Being Poor
So you’re broke and you think it’s not fair, right? And you can’t help but wonder why am I poor when everyone around you seems to be rich. The thing is, being poor might not be fair but it is what it is, and only you can do something about it. You can’t look to […]
How To Manage Your Finances – The Best Ways For 2020
Managing Your Finances Is Easy When You Know How Don’t you just hate it when you read headlines like the one above? If it were really that easy then you wouldn’t need to spend time finding out how to manage your finances, would you? Truthfully though, there are no dark secrets in how to manage […]
Sinking Funds For Beginners: What You Need To Know
What exactly are sinking funds? To me they sound like something you sink your money into, never to be seen again. Which of course they absolutely are not. If they are a bit of mystery to you too then this post is for you. Sinking funds for beginners; taking you from not sure, to knowing […]