Being broke is hard. Very hard. As a teenage single mum I spent time on welfare benefits and hated the feeling of trying to eek out my pennies until my next payment. I always ran out of money long before I should have. I was struggling financially at a time when I didn’t really know […]
What To Do When You Are Completely Broke: 7 Key Actions To Take
What to do when you are completely broke? Realizing you are completely broke doesn’t always happen slowly. Sometimes it slams into you like a medicine ball into your gut. It can be a sudden realization in the middle of the night or at the end of a phone call because you just got laid off […]
99 Super Productive Things To Do (Without Spending Money)
Has your mind drawn a blank? You’re desperate to be doing SOMETHING and you want to write a list of super productive things to do, yet right now you have drawn a complete blank. What do you do with your time when you have vowed to quit spending money you don’t have? Are you supposed […]
11 Things Frugal People Just Do Not Do
Frugal people don’t do certain things for a reason. For the benefit that not doing brings to them. I absolutely love being frugal. I love the freedom that it has brought me. I have no mortgage, I have money in the bank and I am not shackled to a job until I am 68. How […]
15 Money Affirmations That Will Inspire Your Life
Do money affirmations really work? Like in the real world, not just a woo-woo, fluffy world? And will they help you to save money and get out of debt? For a long time, too long, money scared me. I never had enough of it, when I had money it got spent, far too quickly. I […]
53 Old Fashioned Frugal Living Tips For Your Modern Life
I have no doubt you have been told before that “in the olden days” people had to make do and do without. And if it was your thrifty Grandma talking I bet she talked about old fashioned frugal living, the way it had to be. It had to be because in those days you didn’t […]
My Top 10 Ideas For The Best Frugal Life
Do you ever get to the point where you do things on autopilot, without thinking? That’s me and frugal life and I love it. I’ve been frugal for such a long time that the things I do seem totally normal to me. What I often forget is that they are not always normal to other […]
Frugal Living For Beginners: How To Get Started
Being a beginner at anything new can seem daunting, even simple frugal living for beginners will seem hard and possibly very different from what you are used to. I say ‘seem hard’ because it’s not really, not once you know how and that is exactly what you and I are talking about. How you can […]
How To Live On Less Money In Difficult Times
Just how to live on less money when you are used to earning and spending your paycheck? When you hit difficult times (and many people are right now), your first thoughts are full of worry. Worry about how you are going to cope living on less money, is it even possible? Worry that you could […]
10 Ways For How To Manage Money Better
How to manage money better than you currently do? Let’s be honest, managing your money can seem downright hard sometimes can’t it? Especially when you are struggling to manage it right now. Trying to do something you have failed to do previously is always hard. That’s why it helps when someone comes along and […]