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Think First, Build Later: The Power of Ideation in Business

A few years ago, a friend of mine started a small online boutique. She was excited, she had the funds, and she rushed straight into launching—website, inventory, packaging, everything. But … Continue reading

Categories Making money

15 Steps to Take Before Retirement

steps to take before retirement

Not long ago, I sat across from a friend who had just turned 50. She had a successful career, two grown kids, and a 401(k) that looked healthy enough on … Continue reading

Categories Money, Retirement

The 7 Levels of Financial Freedom

A few years ago, I found myself feeling embarrassed in the parking lot after swiping my debit card and seeing “Insufficient Funds” flash back at me. It wasn’t the first … Continue reading

Categories Life, Money

Save Money Like The Japanese – Learn About Kakeibo

Kakeibo - The Japanese Method to Save Money

When I first stumbled upon a faded leather-bound journal tucked away in a Kyoto antique shop, I had no idea it held the secret to one of Japan’s most enduring … Continue reading

Categories Frugal living, Saving

13 Summer Frugal Tips

Last summer, I went to the beach with my family. We had so much fun playing in the sand and swimming in the water. But later, I looked at how … Continue reading

Categories Frugal living, Life, Retirement

Why You Need to Pay off Your Credit Card Debt Fast!

Imagine losing $2,000 a year—just for borrowing money. That’s what happened to my friend Liza. She didn’t live a lavish life. But between groceries, car repairs, and holiday shopping, her … Continue reading

Categories Debt Freedom, Money

10 Tips to use your credit cards like a pro

I remember when my friend Jessica got her first credit card in college to build credit—but five years and thousands in interest later, she realized no one had ever taught … Continue reading

Categories Budgeting, Money

10 Financial Tips for Retirees to Make Money Last

financial tips for retirees

Diane and Mark thought they had retirement all figured out. They downsized, claimed their pensions, and planned to travel. However, within the first two years, unexpected medical bills, market drops, … Continue reading

Categories Budgeting, Frugal living, Retirement

10 Things to Do With Your Money after a raise

When my friend Carolina finally received her long-awaited raise, she felt like celebrating. A new purse? A weekend getaway? It was tempting. But instead of going on a spending spree, … Continue reading

Categories Budgeting, Life, Making money, Money, Retirement

7 Simple Ways To Audit your Monthly Expenses

Ever felt like your money disappears before the month ends—but you’re not sure where it went? That was me a few years ago, trying to save for a down payment … Continue reading

Categories Budgeting, Saving
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Tuppennys Fireplace

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Hey there!
I'm Tuppenny, and I am money saving and frugal loving at heart. I've spent my life saving tuppence (cents) at a time. Here at Tuppennys Fireplace, it's our mission to help you win at saving money and love the freedom that being frugal gives you.

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