Worried About Your Energy Bills? Want To Know How To Winterize Your Home? Autumn/Fall is on it’s way and with it the potential for a large increase in your energy bills. Humans are warm bloodied creatures so we like to be warm whether it’s summer or winter. Being warm in winter can come at a […]
Money Saving Ideas – 11 Things We Refuse to Give Up to Save Money
Are There Any Money Saving Ideas You Refuse to Consider? There are times in all our lives when we are broke or feel it and need to look for money saving ideas we can incorporate into our budgets. The more broke you feel the more you look to save your money. But where is your […]
The Perfectly Simple 12 Week Christmas Savings Plan
If you haven’t started your Christmas savings plan then read on! I know it’s still only August but, you know, Christmas is coming! Another week or two and the Christmas decorations will be out in force in all the shops. Now is the perfect time to ramp up your Christmas savings plan. If you bury […]
How To Kickstart Your Rainy Day Fund When You Are Broke
Is your rainy day fund all dried up? Hoping you don’t have a financial emergency because you’re broke? Do you have money set aside for an emergency? Money you call your rainy day fund, not to be touched unless in a dire emergency? Or are you hoping you don’t have an emergency just yet as […]
The Easy Way To Save Money – 15 Tips to Save $14,000 a Year!
Do you have more month than money? Need a money savings plan? Saving money can be tough, when what you actually want is an easy way to save money. We are surrounded by adverts, social media and people who are all encouraging us to part with our cash. Indeed the encouragement is spend more than […]
5 Frugal Tips to Save Money on Long Car Journeys
Save money on your road trips, have more money to spend when you arrive. I don’t know about you but I used to dread long car journeys. It wasn’t just the boredom of mile after mile of motorway or hour after hour in heavy traffic. It was the money we would spend just getting from […]
15 Things We Gladly Gave Up To Become Mortgage Free
Aiming to become mortgage free? Cutting these 15 expenses will help you shave years off your mortgage A mortgage is usually the biggest financial debt you’ll ever have. When you buy your first house you are full of excitement and dreams about making that house your perfect home. A year or two down the line […]
How to choose the best savings account for your money
Having started saving you want to put it to work gaining interest but where’s best? You have savings! So you have worked out your budget and intend to save something every month but where do you put it? What is the best savings account for your money? It’s not going to be saved if you leave it […]
May Money Focus – the results and a saga!
At the beginning of May I decided I really needed to get back to basics and start sweating the small stuff again. I needed a money focus month to get myself back on track to scrutinise my spending habits and see where I was going wrong. Its all very well having a goal of early retirement but […]
Investments – the story of my investing and indecisiveness
In which I finally share some of my investing story. I know I am a personal finance blogger but I am yet to tell you about our finances and how we have saved nearly enough to retire early! However I recently took part in The Money Whisperers series – Investing, a woman’s perspective – and […]