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Budgeting

30 Budgeting Mistakes I Have Made – And The Solutions You Should Use

30 budgeting mistakes I have made - and how you can learn from them

Want to turn your budgeting mistakes into successes? I think we all know that having a solid budget is key to you being in control of your money. If you … Continue reading

Categories Budgeting, Money

How To Manage Your Finances – The Best Ways For 2025

Couple checking their money and cash

Managing your finances is easy when you know how. Don’t you just hate it when you read headlines like the one above? If it were really that easy then you … Continue reading

Categories Budgeting, Money

9 Great Money Habits To Transform Your Finances

money and budget word on wooden desk background

I have to confess, many of my money habits and other organizational routines have their foundation in me being lazy. I don’t want to be juggling lots of balls all … Continue reading

Categories Budgeting, Money, Saving

How To Stop Living Beyond Your Means In 10 Easy Steps

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With so many demands on your time and income it can be hard not to be living beyond your means. Your time is stretched so you end up spending more … Continue reading

Categories Budgeting, Saving

How To Drastically Cut Your Expenses to The Bone

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What would you do if you had to drastically cut your expenses immediately? As in today or tomorrow? Where would you start with cutting expenses? How long would it take … Continue reading

Categories Budgeting, Life

Should I Pay off Debt or Build Up Savings?

womans hands holding dollar bills and using a white calculator on a white desktop to signify save or pay off debt

It’s a difficult one isn’t it? Save or pay off debt? Save money so you can sleep easy at night, or pay off debt so you can sleep easy at … Continue reading

Categories Budgeting, Money, Saving

7 Things To Do At The Beginning Of Every Month For Your Money

laptop with pink fruit drink and straw

The start of a new month brings fresh promise. A chance to wipe clean last months spendy ways and get back to where you want to be – doing a … Continue reading

Categories Budgeting, Money, Saving

How To Plan For Unexpected Expenses & Reasons Why

woman using calculator while holding money notes

It’s just a matter of time before unexpected expenses happen. The gearbox or transmission blows on your car right around the time your daughter needs braces and your washing machine … Continue reading

Categories Budgeting, Money, Saving

How To Live On Less Money In Difficult Times

flower pattern purse with orange inside. Open with coins spilling out to signify how to live on less money

Just how to live on less money when you are used to earning and spending your paycheck? When you hit difficult times (and many people are right now), your first … Continue reading

Categories Budgeting, Money

To give or not to the Charity Thrift store?

woman packing toys into a box

At the risk of sounding like a Scrooge, I’m going to make a bold statement, but don’t write me off just yet. Read on before you decide. It’s not always … Continue reading

Categories Budgeting, Frugal living, Saving
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Tuppennys Fireplace

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Hey there!
I'm Tuppenny, and I am money saving and frugal loving at heart. I've spent my life saving tuppence (cents) at a time. Here at Tuppennys Fireplace, it's our mission to help you win at saving money and love the freedom that being frugal gives you.

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