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Budgeting

The 30 Day Rule: How To Save (More) Money

white desk with pin flowers and woman on keyboard - 30 day rule

What is the 30 day rule to save money? And can it really help you to learn how to save money? You leave school and think you are done with … Continue reading

Categories Budgeting, Saving

How to Stop Worrying About Money And Start Living

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How to stop worrying about money and start living when you are a complete worrywart? Do you think about money when you should be sleeping? Wouldn’t it be amazing if … Continue reading

Categories Budgeting, Money, Saving

What To Do When You Can’t Afford The Snowball Method

When you want to get out of debt but you can't afford the minimum repayments. Debt payoff via the snowball method won't work. You need debt management help. #payoffdebt #debtfree #debtmanagement

Snowballing is a great way to clear your debts. But what do you do when you can’t afford the snowball method? After my recent guest post which looked the best … Continue reading

Categories Budgeting, Money

How To Budget And Save Money Like A Frugal Ninja

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When you are broke and in debt the hardest thing is to learn how to budget and save money. You probably don’t have an effective budget that works for you. … Continue reading

Categories Budgeting, Money, Saving

30 Budgeting Mistakes I Have Made – And The Solutions You Should Use

30 budgeting mistakes I have made - and how you can learn from them

Want to turn your budgeting mistakes into successes? I think we all know that having a solid budget is key to you being in control of your money. If you … Continue reading

Categories Budgeting, Money

How To Manage Your Finances – The Best Ways For 2025

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Managing your finances is easy when you know how. Don’t you just hate it when you read headlines like the one above? If it were really that easy then you … Continue reading

Categories Budgeting, Money

9 Great Money Habits To Transform Your Finances

money and budget word on wooden desk background

I have to confess, many of my money habits and other organizational routines have their foundation in me being lazy. I don’t want to be juggling lots of balls all … Continue reading

Categories Budgeting, Money, Saving

How To Stop Living Beyond Your Means In 10 Easy Steps

couple at a computer

With so many demands on your time and income it can be hard not to be living beyond your means. Your time is stretched so you end up spending more … Continue reading

Categories Budgeting, Saving

How To Drastically Cut Your Expenses to The Bone

pink roses on white background with coffee cup

What would you do if you had to drastically cut your expenses immediately? As in today or tomorrow? Where would you start with cutting expenses? How long would it take … Continue reading

Categories Budgeting, Life

Should I Pay off Debt or Build Up Savings?

womans hands holding dollar bills and using a white calculator on a white desktop to signify save or pay off debt

It’s a difficult one isn’t it? Save or pay off debt? Save money so you can sleep easy at night, or pay off debt so you can sleep easy at … Continue reading

Categories Budgeting, Money, Saving
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Tuppennys Fireplace

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Hey there!
I'm Tuppenny, and I am money saving and frugal loving at heart. I've spent my life saving tuppence (cents) at a time. Here at Tuppennys Fireplace, it's our mission to help you win at saving money and love the freedom that being frugal gives you.

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