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Budgeting

7 Things To Do At The Beginning Of Every Month For Your Money

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The start of a new month brings fresh promise. A chance to wipe clean last months spendy ways and get back to where you want to be – doing a … Continue reading

Categories Budgeting, Money, Saving

How To Plan For Unexpected Expenses & Reasons Why

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It’s just a matter of time before unexpected expenses happen. The gearbox or transmission blows on your car right around the time your daughter needs braces and your washing machine … Continue reading

Categories Budgeting, Money, Saving

How To Live On Less Money In Difficult Times

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Just how to live on less money when you are used to earning and spending your paycheck? When you hit difficult times (and many people are right now), your first … Continue reading

Categories Budgeting, Money

To give or not to the Charity Thrift store?

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At the risk of sounding like a Scrooge, I’m going to make a bold statement, but don’t write me off just yet. Read on before you decide. It’s not always … Continue reading

Categories Budgeting, Frugal living, Saving

Why You Need To Pay Yourself First If You Want Money Later

a pair of hands putting a money note into a pink purse against a pink wooden background to signify pay yourself first

You’ve probably heard the phrase, “Pay yourself first,” when it comes to finances. I tend to use the phrase “pay your future self first”, because it’s you in the future … Continue reading

Categories Budgeting, Money, Saving

Why You Should Use a Cash Envelope System to Manage Your Money

Use the cash envelope system to budget and save money. Achieve your money goals and pay off debt using a cash budget with cash envelopes. The envelope budget system will help you win your money battles. #cashenvelopes #cashenvelopesystem #cashbudget #savemoney #budget #budgettips #moneygoals #finance #budgetsystem

Want to know whether a money envelope system works without driving yourself crazy? Let me say straight away – the cash envelope system for managing a budget does work. If … Continue reading

Categories Budgeting, Money

How To Have a Fabulously Frugal Christmas

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You may be thinking, it’s far too early to be thinking or talking about trying to have a frugal Christmas, but really, is it? Is it too early, or are … Continue reading

Categories Budgeting, Frugal living, Saving

15 things to stop buying to save money – save $500 a month

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Do you ever stop to think about how many things you buy just because? How about thinking about the things to stop buying to save money instead? Saving money has … Continue reading

Categories Budgeting, Money, Saving

35 Ways You Are Wasting Money [And How To Stop Right Now]

coffee cup with whole coffee beans - wasting money

Do you know you are wasting money? For sure. By how much and on what can change depending on your current spending habits. But the fact remains – you and … Continue reading

Categories Budgeting, Saving

How To Save Money Without A Budget

smiling girl in blue jeans and yellow jumper say on sofa with receipts in hand and working a laptop to signify how to live on a budget and save money

Can you really save money without a budget? After all, the experts say a budget is a fundamental part of getting your money organized. Without which apparently you would be … Continue reading

Categories Budgeting, Saving
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Tuppennys Fireplace

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Hey there!
I'm Tuppenny, and I am money saving and frugal loving at heart. I've spent my life saving tuppence (cents) at a time. Here at Tuppennys Fireplace, it's our mission to help you win at saving money and love the freedom that being frugal gives you.

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