You’ve probably heard the phrase, “Pay yourself first,” when it comes to finances. I tend to use the phrase “pay your future self first”, because it’s you in the future … Continue reading
Want to know whether a money envelope system works without driving yourself crazy? Let me say straight away – the cash envelope system for managing a budget does work. If … Continue reading
You may be thinking, it’s far too early to be thinking or talking about trying to have a frugal Christmas, but really, is it? Is it too early, or are … Continue reading
Do you ever stop to think about how many things you buy just because? How about thinking about the things to stop buying to save money instead? Saving money has … Continue reading
Do you know you are wasting money? For sure. By how much and on what can change depending on your current spending habits. But the fact remains – you and … Continue reading
Can you really save money without a budget? After all, the experts say a budget is a fundamental part of getting your money organized. Without which apparently you would be … Continue reading
Want to save money on groceries without eating rice and beans every day? I don’t know about you but if I am not careful I can spend a fortune on … Continue reading
How to get out of debt fast with a low income when people who earn much more than you have debt? You read about people earning huge salaries who are … Continue reading
A Debt Story Repeated. I recently re-connected with an old friend from 20 years ago. She was bad with money then and she’s bad with money now. Her life has … Continue reading
How to manage money better than you currently do? Let’s be honest, managing your money can seem downright hard sometimes can’t it? Especially when you are struggling to manage it … Continue reading