“Look after the pennies and the pounds look after themselves” When you are laser focused on saving money, cutting back can sometimes feel like deprivation. Living frugally and loving the frugal life will stop you from feeling deprived. You will feel like you have absolutely enough for you and your family. Enough to enjoy life yet […]
Do you know how much you spend? How to keep your spending on budget
Serious question – do you know how much you spend every week, month, year? And on what? 12 years ago when we decided that we wanted to retire early and move to the country we certainly didn’t know what we spent. We knew we basically spent everything we earned but not on what. Was it all on […]
I Couldn’t Buy My Child Clothes As I Didn’t Have Savings
I Was A Teenage Mum Without Savings When I was a teenage single parent my 18 month old daughter had just 3 sets of day clothes as I was so broke. And those clothes only cost £2.99 a set from the market. I had no savings, no credit card, no overdraft. Unable to buy more […]
Early Retirement – How much do you need?
Mr2P and I are planning our early retirement for our early 50’s as we will have enough money to do so. But we don’t have anything like a million pounds in savings. Our enough will allow us to live quietly and fully without working. We will have enough, not because we earned a lot but […]