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Budgeting

What To Do When You Are Completely Broke: 7 Key Actions To Take

concerned young woman looking at bills and holding bank notes in her hand - to signify money affirmations

What to do when you are completely broke? Realizing you really are totally broke doesn’t always happen slowly. Sometimes it slams into you like a medicine ball into your gut. … Continue reading

Categories Budgeting, Money

How To Reduce Your Grocery Bill: 10 Steps To Cut Right Back

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Your grocery bill can be way too high if you shop wrong. Learn how to reduce your grocery bill and you can make some serious savings. So how do you … Continue reading

Categories Budgeting, Meal time

When Money Is Tight, How to Enjoy A $35 Grocery Budget For 2

couple checking food shopping receipt

 Food prices are continually increasing, and if you’re like me then I know you will be finding it harder and harder to stick to your grocery budget. We enjoy a … Continue reading

Categories Budgeting, Meal time, Saving

Vacation Savings Plan, What, When And How To Save

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We all love a good vacation don’t we? Those precious moments when you can forget about office politics, family strife and the government of the day. But unless you create … Continue reading

Categories Budgeting, Saving

How To Pay Off Your Mortgage Early (So You Can Be Free)

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Wouldn’t it be lovely to be mortgage free? Your mortgage is often your longest serving and biggest expense. So it makes sense to explore how to pay off your mortgage … Continue reading

Categories Budgeting, Money, Saving

How To Stop Lifestyle Creep And Keep More Of Your Money

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Isn’t it great when you get a raise at work? Getting more money, to make life easier, to buy the things you’ve wanted, that’s all good isn’t it? Or is … Continue reading

Categories Budgeting, Life, Money

How To Survive, Thrive And Save Money On A Tight Budget

woman using large calculator with 4 small pink plastic pigs - survival tight budget

When you hit a money crisis your budget is what will get you through it. The problem is, your normal budget just isn’t going to cut it. In a money … Continue reading

Categories Budgeting, Saving

How To Budget Your Money When You Don’t Know How

patterned pink old fashioned clip purse with coins spilling out on a white background

You and I both know a budget is important. Yet you’ve put off the task of learn how to budget your money, even though, deep down, you know you need … Continue reading

Categories Budgeting

How To Do Christmas On The Cheap: Without Feeling Cheap

pastel Christmas decorations against pale blue background

Christmas can be a wonderful time, a time to make memories and see family. But not when you are struggling with money and wondering how to do Christmas on the … Continue reading

Categories Budgeting, Money, Saving

15 Easy To Make Sugar Scrub & Body Recipes For The Perfect Gift

pink and white ingredients to make sugar scrubs

Sugar scrubs have always been my luxury item. Because they usually come at a seriously luxury price. For too long I either denied myself any sugar scrub treats at all … Continue reading

Categories Budgeting, Frugal living, Saving
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Tuppennys Fireplace

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Hey there!
I'm Tuppenny, and I am money saving and frugal loving at heart. I've spent my life saving tuppence (cents) at a time. Here at Tuppennys Fireplace, it's our mission to help you win at saving money and love the freedom that being frugal gives you.

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